More Places, organisations and websites that offer help and advice for planning for a successful retirement

Financial Intermediaries, Managers and Brokers

Regulatory Association (FIMBRA) at 88 Great Tower Street, London EC6R 9 AQ and the Life Assurance and Unit Trust Regulatory Organization (LAUTRO) at Centre Point, 106 New Oxford Street, London WC1A 1QH.

They all produce some explanatory leaflets and you should contact them in cases of query or complaint about financial advisors.

There are several commercial websites about inheritance tax and some free ones from companies promoting particular schemes which claim to minimize it. The official guide is called Inheritance Tax and is free from the Capital Taxes Office at Minford House, Rockley Road, London E 18 ODF

Post offices ( ) have a limited range of leaflets about social security, including FB.6, Retiring, which contains very general information. All post offices carry leaflets about the National Savings products and Government stock. Many post offices, especially smaller ones, can also give you useful local addresses.

More information

Making a will - Executors What You Own

The next step is to write down what you own with approximate values. You may be surprised at what it amounts to. You can get an estimate of the value of your personal possessions from the insurance policy for your house contents. Make sure that you include the value of any life insurance policies and, of course, the value of your home after any mortgage has been redeemed. If you are married, remember that much of your property is jointly owned and that only half the value is yours.
Who Inherits?
Normally it is a straightforward matter to decide who inherits your property. You make a few special dispositions of small items to named people � grandchildren, perhaps, or friends � and then leave the balance of your estate . . . ... see: Making a will - Executors What You Own